Rural Bank PLC


This product is designed for institutions such as Schools, Hospitals, traditional authorities, etc.


  • Accessible by Institutions who have an account with the Bank.
  • Negotiable interest rate.
  • Flexible terms and conditions.
  • The loan amount is dependent on the ability and capacity to repay.
  • Competitive interest rate.


  • Resolution to borrow (in the case of limited liability companies)
  • Application letter for a loan
  • Valid national identification of authorized signatories to the account
  • One passport-sized photograph of authorized signatories to the account
  • Provision of all relevant documents to be used as security for the loan amount
  • Audited account, cash flow statements (limited liability companies)


  • Allows for infrastructural development
  • Helps in the purchase of school buses/ vehicles and school learning equipment
  • Augment working capital such as payment of salaries

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