Rural Bank PLC


It is a product designed for individuals and institutions whereby a fixed amount is locked for a specified period of time.


  • A minimum deposit of GHS 3,000.00.
  • Fixed investment period of 3 months and over.
  • Varying interest rates for the amount and period placed.
  • Disinvestment is allowed.
  • Rollover option.


  • Applicant must complete ARB’s Fixed deposit application form.
  • He/she must submit a valid National identification card (Voters ID, National ID, Passport or Driver’s license).


  • Wealth accumulation
  • Can be used to secure a loan facility or overdraft.
  • Wealth creation

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