Fixed Deposit


It is a product designed for individuals and institutions whereby a fixed amount is locked for a specified period of time


  • A minimum deposit of GHS200.00
  • Fixed investment period of 3 months and over
  • Varying interest rates for the amount and period placed
  • Disinvestment is allowed
  • Rollover option


  • Applicant must complete ARB’s Fixed deposit application form
  • He/she must submit a valid National identification card (Voters ID, National ID, Passport or Driver’s licence)


  • Wealth accumulation
  • Can be used to secure a loan facility or overdraft
  • Wealth creation