Current Account


It is a non- interest-bearing account for individuals, salaried workers and institutions.


  • An initial deposit of GHS10.00
  • Zero minimum balance
  • Personalized cheque book
  • Monthly/quarterly statement
  • Standing Orders allowed
  • Access to loans/overdraft facilities


  • Complete ARB’s current account opening booklet
  • Provide valid national identification (Voters ID, National ID, Driver’s licence or passport)
  • Provide two passports sized photographs
  • Utility bill (if any)
  • A referral letter from either employer (in the case of salaried worker) or an existing current account holder of ARB


Protects wealth, controls payments and provides convenience in managing day-to-day transactions