Cottage Industry Loan


It is designed for Small and Medium Scale Enterprises such as block manufacturers, Fashion Designers


  • Available to customers of ARB
  • The loan amount is dependent on the ability and capacity to repay
  • Flexible repayment terms
  • Competitive interest rate
  • Life insurance cover for death or permanent disability


  • Application letter for a loan
  • Valid national identification of the applicant
  • One passport-sized photograph of the applicant
  • Provision of all relevant documents to be used as collateral for the loan


  • Augment working capital
  • Structural and infrastructural development
  • Expansion